Terms and conditions for your subscription

These terms govern the use of cyralithyps’s financial planning subscription service for all clients and site visitors in Australia.

August 23, 2025

Acceptance of terms required

By accessing or using cyralithyps.com or the subscription service, you confirm your acceptance of all current published terms, conditions, policies, and relevant notices.

Definitions

These terms apply the following meanings as stated:

"Service" refers to all subscription-based planning and consulting described and offered on cyralithyps.com.

"Subscriber" means any individual or entity enrolled in a monthly financial planning agreement with cyralithyps.

"Advisor" designates cyralithyps’s planning staff or appointed consultants supporting the subscription.

"Fee" is the set monthly payment of $250, $320, or $350 (as per your plan) charged for continuous services.

Proper use of service

Subscribers must use the service for legitimate, lawful planning purposes under Australian regulations.

Eligibility

Service is available to Australian residents legally authorised to enter binding agreements. Proof of age or identity may be requested to confirm eligibility.

You must be at least 18 years of age.

User responsibilities

You are responsible for accurate information, timely fee payment, and compliance with Australian law during your subscription.

Provide correct and current account, payment, and contact information.
Maintain the confidentiality and security of your login or account details.
Promptly report any unauthorised account activity or concerns.
Promptly pay all subscription fees as due and disclosed.

Prohibited uses

Do not use this service for any unlawful or disallowed purposes.

Circumventing access controls, security protocols, or privacy safeguards.
Submitting misleading, false, or fraudulent details during sign-up or ongoing use.
Enabling or authorising any unauthorised party to use your service or account access.
Accessing content or systems without authorisation, or attempting to disrupt site operation.
Interfering with or reverse engineering subscription technology for competitive gain.

Intellectual property rights

All content, trademarks, systems, planning documents, and web design on cyralithyps.com are owned by cyralithyps or its licensors. They may not be reproduced, distributed, or repurposed without written consent. Usage is permitted only for your personal, non-commercial needs while subscribed.

User content

Where enabled, user-submitted requests, messages, or feedback are governed under these terms and not for broad publication or exploitation.

Rights to user submissions

By submitting information, you grant cyralithyps a license to process, store, and use it to deliver the service and support your subscription.

Privacy and data security

Your data is handled per cyralithyps’s Privacy Policy and in accordance with Australian privacy law. Please review our Privacy Policy for full details of your rights and our practices.

View Privacy Policy

Advisory content disclaimer

Content and feedback are provided solely for informational and consultative purposes. Results may vary for each user.

Important caution

Neither specific outcomes nor refunds are promised. Evaluate all advice yourself and seek independent verification if required.

Limitation of liability statement

cyralithyps and its team are not liable for actions taken relying solely on subscription advice, technical interruptions, or service limitations beyond our reasonable control.

Indemnity

You agree to compensate and hold harmless cyralithyps and its staff for third-party claims, damages, or losses connected to your use of this site or the service.

Resolving disputes

Any disputes under these terms will be resolved under Australian law, using reasonable steps to negotiate first.

Arbitration

If disputes cannot be resolved through negotiation, you agree to submit to arbitration under statutory provisions in Australia.

Arbitration rulings will be considered final and binding to both parties.

Online dispute resolution

You may also have the option to pursue online dispute resolution where appropriate and permitted.

Find details in our disclaimer

Severability

If any term is found invalid, remaining terms continue to apply where allowed by law.

Entire agreement

Current terms, policies, and any amendments comprise the entire understanding between you and cyralithyps regarding the service.

Applicable law in Australia

These terms and all associated matters are governed by laws of Australia without regard to conflicts of law.

Termination

cyralithyps may suspend or terminate access for breach of these terms or non-payment. Users may end their subscription at any time with no additional liability beyond paid dues.

Modifications

We reserve the right to update, amend, or replace terms at any time by publishing changes here. Continued use after revisions indicates acceptance.

Contact for terms enquiries

Questions about these terms? Reach our staff using the details below for prompt attention.

Email contact: content@cyralithyps.com

Phone: +61288299989

Business address: 265 King Street, Newcastle, NSW 2300 Australia

Effective from: August 23, 2025

Version: 3